Optimal Funding Solutions

Flexible options for all your lending needs.
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Who Are We And Why Are We Here?

Optimal Can Bridge The Gap Where Traditional Lending Falls Short. The Company Was Founded After Speaking With Other Mortgage Brokers, Realtors And Consumers Who Shared Their Frustrations Of Having Good People With Viable Opportunities That Were Not Being Serviced. Traditional Lending Restraints Had Failed To Accommodate These Consumers Where Optimal Has A Different Approach Analyzing More The Overall Proposal vs Every Check Box Criteria Being Met.

Our Promise

Quick and Easy Application

Your time is valuable which is why our application process is quick and easy.


We’re big fans of the phrase, “what you see is what you get”. No hidden fees, no hidden meanings, just transparency throughout the process.

Let’s Work Together

We work closely with our clients to ensure they get the right products and terms to meet their needs.

We have multiple loan products available


Fix & Flip



Contact us to discuss your lending needs in more detail.

Helping good people with good opportunities.

I had a potential buyer for a commercial apartment building who had just relocated to our area from England.  He had not yet established US residency, but Optimal stepped and solved our immediate funding needs even with that residency problem.  I had an extremely happy customer and a big commission as a result.  


Realtor - Memphis

I didn’t realize how stressed I was about all of this, and last night I slept for 9 hours!!! I still can’t believe it. We feel like we are starting the new year in a perfect way and so excited to get this all finalized. Thank you for answering all our questions. You have been amazing to work with.



I cannot tell you how much I appreciate ALL that you are doing! 🙂 Thank you so much!!


Hot Springs

You Have Been Awesome To Work With!!! Thank You All For Everything You Have Done For Us!!!


Hot Springs

Large To Small

We offer flexible loan sizes to fit your needs no matter how large or small they might be.


Multiple Loan Products

We have multiple loan products to meet all of your lending needs.

Customer Satisfaction

Customer satisfaction is important to us and we work to serve our customers’ needs from the beginning of the process to the very end.

Keep in Touch

Whether you have an immediate lending need or want to discuss an upcoming need, we want to hear from you. Drop us an email or call us directly to discuss your lending needs.